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“It’s about restoring the financial livelihood of every client who comes in, whether he or she is unemployed or an illegal immigrant getting harassed or with credit issues,” he notes.  “The bottom line is that the credit report is like your financial report card.”

As the online shop increases learn how to protect yourself and your site against identity theft.

Your credit score might be costing you hundreds of dollars each year on your auto insurance, but you'll never know. It's a secret. And it looks like it's going to stay that way.

The Fair Credit Reporting Act (FCRA) Background, consumer reporting agencies, likelihood of errors on a credit report and more.

Banks are turning to identity scores to determine if people are who they say they are. How is it working?

WE ALL MAKE MISTAKES. But when it comes to credit, a small misstep, a forgotten payment or closing an unused credit card can have long-lasting consequences.